Banking Applications Test Cases in Excel Spreadsheets and PDF 2022 (2023) (2023)

Banking Application Test Cases or Banking Application Testing Scenarios or Banking Applicationstest case:In this article, we will learn how to write test cases for a banking application in an Excel spreadsheet. In our previous post we also had Amazon Search Functional Test Case Template. Each bank has its own remittance process.

Therefore, it is difficult to promote traffic to all banks. So I'm trying to create a process that most banks probably have in their remittance process. Depending on the type of bank you use, you may find many differences.

But before you start writing test cases for a banking application, you should know the following:

What is Internet banking?

In online banking, customers and organizations in need use an electronic method to transfer funds through web applications. Currently, in the 21st century, most people transfer money this way because it's faster and you don't have to wait in long lines for a single transaction.

Using this method, you can perform various money transfer operations related to receiving money, paying bills and many other operations.

However, when working on any banking application, developers and testers ensure that the application runs smoothly on all browsers and devices. Web applications are also protected from all cyber threats without performance degradation during peak loads.

Banking application testing

When testing any banking application, QA experts prioritize several areas:

• function test:All modules work as expected (as independent elements and after merging all individual modules)
• Test usability:Most of the time people who use banking applications are not skilled computer users. So, for them, the form must be clear and have a user interface.
• Performance testing:Since this is developed for users, the performance of the application should be faster. And the app should work well on multiple platforms.
• Security test:Just like using a banking app, people will use it to send money. So that is one of the prioritiesAn organization's task to develop applications in a manner that conforms to standard security guidelines.

Therefore, in this post we will discuss the natural flow of a banking application through some basic scenarios:

Test steps for bank transactions

Therefore, here are the necessary steps that we follow while performing any money transfer operation:

• Go to the login page on the bank's website.
• Enter your username and password.
• Go to the remittance page.
• Add the recipient you want to transfer money to.
• Check your bank account and personal information. Make sure they are correct.
• Choose a specific money transfer method from NEFT/RTGS or SWIFT transfer options.
• Select a username and funds, then submit the details.
• View the amount and other details on the confirmation page.
• Click Submit for the final funds transfer operation.

Whatever steps you see above, that's the basic flow we've covered here. Maybe if you go to another region it might be different than the above.

For example, some of you may have SMS authentication before sending money. It's likely that some of you have other ways to verify recipient information to avoid sending money to the wrong person. But having said that, the process is almost the same for most banks.

Another different process followed by different banks, perhaps when you add a payee, any field you see in the image below may differ from bank to bank. So the image below shows the number of fields you can check and write test cases for them.

If you add test cases to each page, there will be many test cases covering the basic aspects of testing.

Test scenario for transferring money from the banking application

• Check the bank's websiteurl.
• Make sure the URL of the bank's website contains HTTPS in the address bar and in the URL.
• Check your bank's website for fake login pages.
• Make sure the bank login page has a username and password.
• Make sure the username and password are accepted.
• Check if SMS authentication is triggered after login.
• After the entire authentication process, check if the user is redirected to the dashboard.
• Check if the user has access to the online money transfer feature.
• Check if the user's funds transfer option is available during the specified time period (9 am to 5 pm).
• Check if the fund transfer option shows a warning for transactions outside of business hours.
• Make sure users can add recipients.
• Check if the recipient information can be verified.
• Check if your fund transfer options allow NEFT or RTGS options for nationalized remittances.
• Check the funds transfer page for recipient name, IFSC code, bank name, amount of funds and purpose of transfer.
• If the fund amount is more than 50k, check if the fund transfer page asks for PAN number.
• Make sure the funds transfer page has 2-step verification before completing the transfer.
• Check whether interbank funds transfers are currently taking place.
• Check the time it takes to transfer funds between business hours.
• Check the time it takes to transfer funds between business hours.
• Confirmation that the transfer amount notification has been sent to the sender and recipient.
• Be sure to remit the amount exactly to the person listed in the Recipient.

Besides this stream, there are some other scenarios; moreover, we are now added to this post. I hope this also gave you an idea how to write banking application test cases.

Banking Application Test Case - Online Banking Application

• Verify that the user can log in with a valid username and password
• Ensure users can perform basic financial transactions
• Ensure users can add recipients with valid names and account details
• Check if the user can perform financial transactions for the added user
• Make sure the user can add decimal numbers to the value (limited to 2 digits)
• Make sure the user cannot add negative numbers to the value field.
• Ensure that users can only transfer money if the account balance is sufficient.
• Confirmation checks to verify financial transactions
• Users of checks receive confirmation of receipt after a successful financial transaction.
• Ensure that users can send money to more people
• Make sure the user has permission to change the password
• Current account information also reflects financial transactions.
• Checks that users with invalid passwords are not allowed to login.
• Checks if the user should be locked out after repeated login attempts with an incorrect password (subject to restrictions).
• Check if the timeout feature is implemented
• Make sure the username or password is empty and the user is not allowed to login. Users should also receive alerts.

Manual Test Cases for Banking Application - Admin

• Verify that administrators can log in with valid credentials and cannot log in with invalid credentials.
• Check if the administrator can login without valid test data.
• Check out all the application links for the admin role.
• Make sure administrators can change passwords with valid information and not allow changes with invalid information.
• Make sure that recently used test data cannot be reused.
• Verify that the administrator can successfully log in.

Banking application test case - new branch

• Check You can create a new branch with valid data.
• Check for invalid data. You cannot add branches.
• Check to try to create a new branch with existing test data.
• Verify that the undo, cancel, and submit buttons work as expected.
• Attempt to update branch details with valid and invalid test data.
• Try updating the branch data with the test data.
• Update the branch data with the existing test branch data
• Make sure the cancel button is working.
• Checks whether deleting branches with and without dependencies is allowed.
• Check if users should be able to search and find affiliates.

Test Cases for Banking Application in Excel Spreadsheet - New Features

Now let's look at some example test cases for a banking application that adds new features.

• Make sure you can create a new function with valid data.
• See if you can create test data without test data.
• Validate new features using existing test data
• Check the role description and role type.
• Check to cancel and perform the job as expected.
• Checks if functions without dependencies can be dropped.
• Verify that all connections for the new role work as expected.

Let us know if you want to add more points. Now let's move on to other test cases of the banking application for customers and visitors.

Test Cases for Banking Application in Excel Spreadsheet - Customers and Visitors

• Verify that all links in the Customers and Visitors modules work as expected.
• Verify that all users can log in with their valid credentials.
• Make sure the client can't log in with an invalid date.
• Ask the number after account access is unsuccessful; therefore, the user's account must be blocked or not blocked on that day.

Banking Application Test Case - Add New User

• Make sure you can add a new user with valid information.
• Verify that the correct confirmation message is displayed by entering invalid information.
• The check after adding the user should show the correct branch information.
• Verify that all connections work as expected.
• Check that all buttons work as expected.
• A validation message will be displayed when invalid information is entered while updating user information.
• Check for a warning message when the submit button is clicked during the update without changing any details.
• Verify that the user exclusion feature works as expected.

Banking application PDF Test Case - New account

• Check all required fields and their validation messages.
• Check all the optional fields and their corresponding confirmation messages.
• Check after filling in all the required fields, press submit and check if the new user has been added.
• After you deposit the amount into the account, check if the updated balance is displayed.
• Check if the user can withdraw the amount.
• Check if the balance is updated after withdrawing the amount.
• Check all entered information displayed in the user profile section.
• If it's a secondary account, make sure the primary account is listed.
• If it's a checking account, make sure the company information is listed.
• If it's a joint account, make sure proof is attached.
• Zero current accounts are kept on salary accounts.
• Make sure you keep your non-earning account balance at zero or below the minimum balance.

Test case for bank account number field

To test the bank account number field, just follow the steps below.

Bank account number: SSSSXXNNNNNNNN (eg 35010100008033)

• SSSS- The first four digits of your account number are the Service Point ID [SOL ID]
• XX - The fifth and sixth digits of your account number indicate the type of plan (01-09).

The different types of schemes are:

01 – Saving,
02 - Current account
03 - Term deposit
04 - Special examination
05 – Cash loan
06 - Loans
07 - Packaging credit
08 - Internal accounts
09 - Foreign letters
81 – FI account under SB 150

NNNNNNNN – The remaining -8 digits represent the current serial number.

Example of bank account number field test

• Check the Accounting field by entering a valid account number.
• Check the accounting field by entering an invalid account number.
• Check the account number field by entering an account number greater than 14 digits.
• Check the account number field by entering an account number with less than 14 digits.
• Confirm the account number by entering 14 zeros.
• Make sure accounting fields allow letters and special characters.
• Verify the account number field by entering an alphanumeric value.
• Make sure the account number field allows blank values.
• Check for warning messages by entering an invalid account number.
• Check if a message appears when the user enters an account number that does not exist.
• Make sure the user has permission to paste the account number into the account number field.
• Check this when a user enters closed accounts.
• Check this when the user enters an account number with spaces in between.

in conclusion

I hope we have covered the basic testing scenarios for a banking application. Going through the above scenario, if you find missing test cases in your banking application, you can mention them in the comment section.

If you want to contribute some content about banking apps or any other topic or tool on Softwaretestingo.com, write to us:softwaretestingo.com@gmail.com.